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COUNTING ON YOU!
The Quarterly Newsletter from Count Me In
Issue 4, Volume 1, Spring 2002

Greetings from everyone at Count Me In!

Winter is on its way out and spring is in the air. After a successful transfer to new loan software, we’re running better than ever. We thank you for your patience during the conversion process.

Help Count Me In by Becoming a Member of the Change Gang Today!

Here’s how you can get rid of your spare change and help Count Me In at the same time! The because® change gang is collecting spare change for Count Me In to give to women in the form of small business loans.

If you can’t figure out what to do with all that spare change that’s weighing down your pockets, being ignored in drawers or hiding under your car seats…join the change gang and fill up a canister for Count Me In.

For more information or to receive the because® change gang canister for your salon, office or shop, please call 1.866.4because or contact us at Count Me In at info@count-me-in.org.

Count Me In and Office Depot

In January Office Depot hosted the Second Annual Success Strategies for Businesswomen Conference in Boca Raton, Florida. Count Me In was thrilled to participate in a silent auction to raise funds to provide more loans. Office Depot auctioned off several prizes including two free nights at a Crowne Plaza Hotel anywhere in the U.S. and a few of which were made by Count Me In loan recipients, for a grand total of $20,000.

Coming Soon - Shop Online at Office Depot and Help Count Me In

Soon shopping at Office Depot will benefit Count Me In each time you make a purchase for your business or home office! Just visit our web site and click on the Office Depot logo to start shopping and help Count Me In. Watch our site, it will be up and running soon!

Count Me In on Tour with LPGA

In March Count Me In was featured at the Phoenix stop of the LPGA tour. Top woman golfer, Annika Sorenstam, received a check for $15,000 for Count Me In from Crowne Plaza Hotels and Resorts, promotional partner and official hotel of LPGA, and presented it to Nell Merlino, President, Co-Founder and CEO of Count Me In. Crowne Plaza Hotels & Resorts has been a sponsor of Count Me In since 2000.

The Biz Corner: Marketing & PR

Count Me In gets a lot of questions about how to market a business. We’ve discovered that most of our loan recipients have received a lot of press coverage without the assistance of a publicist. Here is some advice a couple of them had to offer:

Kate Dyer-Seeley of Urbanabox in Portland, Oregon

Generating publicity is really all about being creative and fostering relationships. You don't need to spend a lot, or even any money to get featured. For example, my younger brother, who is in college, helped us write our first press release. We sent it off to the local Portland area media and started getting coverage.

We did the same sort of focus on national media pitches. We sent our press kits out in small sample versions of our boxes so that people could experience opening the boxes themselves. This was a very small monetary investment for us, under $150--especially when you consider the cost of advertising in a national magazine. Thus far we have been featured in two national magazines and made back the costs of the kits easily.

Fostering relationships is also an important piece of gaining publicity. Once the press has covered you, you have to stay in contact and think of new reasons for them to continue covering you. For example maybe it's for a holiday, landing a large client or for a charity event.

Adrienne Smalls of PrisonHelp in Bronx, New York

Adrienne started a very successful business in New York and has been recognized several times in the media, including a recent feature in The New York Times. Here is some advice that she had to offer:

  • Attend free business classes (WIBO, Baruch classes, Bronx Community College – check out the community colleges in your area). All of these offer a tremendous opportunity to network.
  • Subscribe to and read business newsletters and magazines such as The Network Journal and the Kip Business Report.
  • Try to attend as many business related events as possible within your budget.
  • Always carry tons of business cards, and speak with as many people about your business as possible.
  • Have someone help you write a bio. If you can afford it, you can pay someone to do it for you. I have found that most people can get a nice bio written for them for around $50.
  • Along with the bio, you will also need a nice headshot, both black and white and color. If you can’t afford to have one done professionally, have a friend do it for you.
  • Do some research and speak with the individuals in charge of press releases for their community newspapers and newsletters. Get their contact information and fax them your business information. Remember to follow up and make sure that the information has been received.
  • If your budget permits, get some marketing tools (t-shirts, hats, sweatshirts, etc.) to give out with your company’s logo on it.
  • Leave cards in every store that you visit. Speak with the sales people and tell them (in less then one minute), what it is that you do.

Biz Education
Take a Class Online with Count Me In

Sign up to participate in the Count Me In online class on How to Start a Business. Join Count Me In Business Instructor, Kathy Keeley, in learning how to start your own business.

Topics will include: What You Need to Know Before You Start, Writing a Business Plan, Obtaining Financing, and A Checklist for Starting a Business. Join a lively online discussion. Hear others’ questions and get your own questions answered. Classes are for one hour in the evening and they can be a great opportunity to share your experiences and learn from others. Complete an application and sign up now for the exciting new opportunity provided through the financial support of Morgan Stanley.
Click here to get started
.

Don’t Forget
The Financial Empowerment for Small Businesses Workshop Is Now Available On-line!

This online workshop is now featured on our web site and will provide you with the knowledge you need to manage your business and personal finances more effectively. The lesson you will learn is it's not how much money you make but what you do with it that counts. The workshop is designed with that in mind. The workshop was created for Count Me In by Moneyworks Inc. and is supported by a generous grant by Morgan Stanley. Click here for more information

The instructor, Deborah Owens, is an 18-year veteran of Wall Street and a former Vice President of Fidelity Investments. She is host of Moneyworks, a personal finance program which airs on public radio in Baltimore, Maryland. Deborah is president of Moneyworks Inc., which develops financial education programs for companies and organizations. She is a member of the Economic Advisory Board of Girls Inc. and a trustee on the board of the Profit Value Fund. Deborah is author of Every Woman’s Money: Confident Investing, published by MacMillan USA.

And Count Me In's BizLine™ Is Up and Running!
We developed BizLine™ (insert link) so that we can help you - the small business owner or aspiring owner - build your business. Email us a business related question and the Count Me In experts will answer it within 48 hours!

Ask us a question about what is puzzling you - whether you are just starting a business or growing fast. Email your questions to BizLine@count-me-in.org.

Just remember, your questions need to be business related and try to keep them to less than a paragraph with just enough relevant information to outline your question. We want to help!

If you have a question that you are hesitant to ask or are just plain curious, check out our BizLine™ archives for a peak at some of our most commonly asked questions.

Credit Desk

Watch Out – A recent BusinessWeek story highlighted how insurance companies are using credit reports to determine premiums. We have noticed that women’s credit is increasingly becoming a hot topic in the media. This is mind, Count Me In’s work to redesign the credit scoring system and make it more woman friendly is more important than ever. To find out why, take a look at this:

An article in the January 28, 2002 issue of BusinessWeek featured a woman in Washington state who has faced enormous increases in her insurance premiums as a result of her poor credit history. This has been happening to an alarmingly large number of individuals across the country. Critics are viewing the practice as discriminatory against women, low-income, minority and elderly customers, while 92% of insurance companies around the country find it necessary to use credit reports to calculate premiums. Critics are also reviving the ugly memory of redlining that was supposed have been eradicated in the late 60s. Not only did redlining never fully disappear, it appears to be coming back in full force.

Major insurance companies across the nation are insisting that credit reports are a vital piece of accurately evaluating and calculating customers’ premiums. However, no one has been able to understand how the companies use the information, which is often incorrect, in determining what to charge customers. This means that regardless of where you live, you could be paying more for your housing insurance than your neighbor simply because of bad credit, when your credit may not even be bad.

Experts in the industry are anticipating that enough criticism of these practices will create a groundswell and force the issue in front of policy makers.

Call for Nominations – Environmentally Friendly Small Businesses

Are you running an environmentally friendly business? We know that some of our loan recipients’ businesses fall into this category and we encourage them to apply.

Energy Star is seeking nominations of small businesses that are practicing exemplary energy efficiency that translates into real dollar savings. Businesses that have shown creative and innovative solutions are highly encouraged to enter. Nominees should have a facility of 100,000 square feet or less and may not be in the energy equipment industry.

The deadline is Earth Day, April 22, 2002. For more information on how to apply or to find out how to make your business environmentally friendly please visit www.energystar.gov/smallbiz.

Count Me In Family News

Sarah Liston of Tallulah Vintage in New York City was featured on Good Day New York on March 6, 2002
www.tallulahvintage.com

Lisa Kottas of WildHeart Photos just received her second loan to continue growing her art and photography business. Lisa’s business features “fine art from the heart” which is available on her website.
www.wildheartphotos.com.

Chris Ann Dale of Cyberspacebaby just obtained her second Count Me In loan to expand her tremendously successful web based company which features unique baby products.
www.cyberspacebaby.com

Kellen McCluskey of Good Use was approved for her second Count Me In loan and along with her business partner, Rebecca Seems, was able to move their extremely successful furniture refurbishing business into a larger store in a more lucrative area in Boulder.
www.good-use.com

Amy Pittelkau’s yoga school, Bikram’s Yoga College of India, is so successful that she’s already paid off her first loan, received her second and is opening the second location of her yoga school.
www.bikramyoga.com/schools/sanluisobispo.htm

Interesting Fact

According to research compiled by the Business Women’s Network, small businesses owned by women are more likely to have Internet access than their male-owned counterparts. 67% of women-owned businesses were connected online versus only 63% for men. (Dun & Bradstreet Small Business Survey)


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